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Get In-Force Insurance provided by Tower - Insurance for the NZDF Community
Purchase Online or Call 0800 446 367
As a born and bred Kiwi business, Tower is proud to be the official provider behind In-Force Insurance.
Tower offers home, contents, boat, and car insurance – along with bespoke barracks cover – to NZDF personnel, veterans, ex-NZDF personnel, and your friends and families.
The Contents Insurance – Barracks Cover policy is designed specifically for the New Zealand Defence Force (NZDF) and the wider Defence community. It covers your personal and military issued belongings while living in barracks.
Make the most of Tower’s wide range of insurance policies under the In-Force Insurance Scheme today and receive a special discount of up to 10% off your annual Tower premium, excluding fees and levies, for contents, house, personal car insurance and more.*
It’s quick and easy to get a quote online, just use the applicable link below and start your quote.
NZDF Friends and Family (including veterans and territorial/reserve force personnel)
Tower - a forward thinking insurer you can trust
We’re proud to partner with Tower, Canstar's Insurer of the Year - Home & Contents, 2024-2025, and Outstanding Value - Home & Contents Insurance, 2023-2025 award-winner.
Using innovation matched with over 150 years of experience, Tower is there to give Kiwis an insurance experience they can rave about. They’re looking for what’s on the horizon and are there to help you be ready for it. Over 320,000 customers across Aotearoa and the Pacific trust Tower to help get them back on their feet.
That’s why you need Tower, a forward thinking insurer you can trust.
Special barracks cover made for the NZDF community
Tower’s Contents Insurance – Barracks Cover has been specifically designed to provide peace of mind for serving personnel. It covers personal items, and any military equipment and gear you’re issued with, while you’re living in barracks. Plus, we’ll automatically cover contents in storage when you’re posted.^
^ This is a summary only. For all these benefits, please read the policy wording and cover documents to understand the terms, conditions, excesses, limits and exclusions that may apply. Cover is subject to current underwriting criteria.
Unique instructions when purchasing online:
Terms & Conditions
*Discount excludes fees, levies and GST. NZDF Staff, Friends and Family Terms and Conditions apply (view here)