Pūtahi Hauora
Defence Health HubIn-Force Domestic Insurance Scheme
Get In-Force Insurance provided by Tower - Insurance for the NZDF Community
Purchase Online or Call 0800 446 367
As a born and bred Kiwi business, Tower is proud to be the official provider behind In-Force Insurance.
Tower offers home, contents, boat, and car insurance – along with bespoke barracks cover – to NZDF personnel, veterans, ex-NZDF personnel, and your friends and families.
The Contents Insurance – Barracks Cover policy is designed specifically for the New Zealand Defence Force (NZDF) and the wider Defence community. It covers your personal and military issued belongings while living in barracks.
You, your friends and whānau, veterans and ex-NZDF members, can make the most of Tower’s wide range of insurance policies and receive a special discount of up to 10% off your annual Tower premium, excluding fees and levies.*
It’s quick and easy to get a quote online, just use the applicable link below and start your quote.
NZDF Friends and Family (including veterans and territorial/reserve force personnel)
Tower - a forward thinking insurer you can trust
We’re proud to partner with Tower, the winner of the following Canstar awards:
- Insurer of the Year - Home & Contents, 2024-2026;
- Outstanding Value - Home & Contents Insurance, 2023-2026; and
- Innovation Excellence in 2023 & 2026.
Using innovation matched with over 150 years of experience, Tower is there to give Kiwis an insurance experience they can rave about. They’re looking for what’s on the horizon and are there to help you be ready for it. Over 320,000 customers across Aotearoa and the Pacific trust Tower to help get them back on their feet.
That’s why you need Tower, a forward-thinking insurer you can trust.
Special barracks cover made for the NZDF community
Tower’s Contents Insurance – Barracks Cover has been specifically designed to provide peace of mind for serving personnel. It covers personal items and military issued belongings while living in barracks. Plus, we’ll provide the following: ^
- Cover for your personal effects while you are on base
- Cover for your military issued kit and equipment
- Cover for personal effects temporarily in storage
- No limit for mobile phone
- Automatic cover when transferred to another NZDF base or camp
- Cover whilst on board or transferring from or to NZDF naval vessel anywhere in the world
^ This is a summary only. For all these benefits, please read the policy wording and cover documents to understand the terms, conditions, excesses, limits and exclusions that may apply. Cover is subject to current underwriting criteria.
Instructions to follow - when purchasing online:
Contact us
24/7 online access to get a quote, manage your policy or lodge a claim with My Tower. The friendly Tower team is available over the phone on 0800 4 INFORCE or 0800 4 46367 (8am to 6pm Mon-Fri, and 9am to 5pm Sat). You can also email the team at inforce@tower.co.nz
Terms & Conditions
*Discount excludes fees, levies and GST. NZDF Staff, Friends and Family Terms and Conditions apply (view here)